Access to Capital for Entrepreneurs Inc
SEE SCHEDULE OACCESS TO CAPITAL FOR ENTREPRENEURS, INC. (ACE), IS A NONPROFIT ORGANIZATION THAT PROVIDES LOANS TO START AND GROW BUSINESSES. ACE IS THE LARGEST GEORGIA-BASED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) FOCUSED ON SMALL BUSINESSES. FOUNDED IN 2000 WITH A $50,000 GRANT TO SERVE FOUR NORTH GEORGIA COUNTIES, ACE WAS CERTIFIED AS A CDFI IN 2004. ACE HAS SIGNIFICANTLY EXPANDED ITS REACH AND IMPACT OVER THE YEARS, WITH OFFICES IN ATLANTA, TIFTON SOUTHWEST GEORGIA)AND CLEVELAND (NORTH GEORGIA), ALONG WITH WOMEN'S BUSINESS CENTERS IN NORCROSS (METRO-ATLANTA) AND SAVANNAH. ACE'S MISSION IS TO HELP SMALL BUSINESSES GROW BY REMOVING BARRIERS TO ACCESSING CAPITAL. ACE OFFERS ITS BORROWERS BUSINESS DEVELOPMENT RESOURCES TO CREATE FINANCIALLY AND ENVIRONMENTALLY SUSTAINABLE BUSINESSES. SINCE ITS INCEPTION, ACE HAS PROVIDED OVER $246 MILLION IN LOANS TO 2,800 SMALL BUSINESSES, CREATING OR RETAINING MORE THAN 22,000 JOBS.
Financial Overview
From 2024 IRS Form 990-PF
Total Assets
$134.3M
+10.8% YoY
Annual Giving
—
Grant Count
0
Avg Grant Size
—
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Financial History
Multi-year comparison from IRS filings
| Metric | 2024 | 2023 | 2022 |
|---|---|---|---|
| Total Assets | $134,325,923 | $121,181,835 | $106,342,633 |
| Revenue | $25,034,907 | $26,987,407 | $13,820,713 |
| Expenses | $15,384,994 | $13,729,086 | $7,021,021 |
| Qualifying Distributions | — | — | — |
| Net Investment Income | $2,112,672 | $1,410,191 | $231,739 |
| Distributable Amount | — | — | — |
Giving Over Time
Total grant dollars and number of grants per year
Grant Insights
How this funder distributes its grants
Top Recipients
Top 0 recipients in 2024
Grant Size Distribution
1 grants across all recorded years
Giving History
Grant recipients and amounts by year
No grants recorded for .
Who else does Access to Capital for Entrepreneurs Inc fund?
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Key People
Officers and directors from IRS filings
Compensation Overview
From 2024 IRS filing
From 2024 filing
| Name | Title | Hours | Compensation |
|---|---|---|---|
| BILL ZAWROTNY | BOARD CHAIR | 5 | — |
| SIBYL SLADE | VICE CHAIR | 5 | — |
| GRACE LOPEZ-WILLIAMS | TREASURER & FINANCE COMMITTEE CHAIR | 5 | — |
| DALE ROYAL | SECRETARY | 5 | — |
| MIGUEL ALANDETE | BOARD MEMBER & LOAN COMMITTEE CHAIR | 5 | — |
| MATT BOZZELLI | IMMEDIATE PAST BOARD CHAIR | 5 | — |
| MARY KEPLER | BOARD MEMBER | 5 | — |
| MARVIN LIM | BOARD MEMBER | 5 | — |
| HOLLIS LINGINFLETER | BOARD MEMBER & INVESTMENT COMM.CHAIR | 5 | — |
| STEPHANIE MARTIN | BOARD MEMBER | 5 | — |
| CARLOS MATA | BOARD MEMBER | 5 | — |
| CANDY MOORE | BOARD MEMBER | 5 | — |
| COURTNEY SMITH | BOARD MEMBER | 5 | — |
| GRACE C FRICKS | PRESIDENT & CEO | 40 | $531,104 |
| BOB GALLAGHER | CHIEF FINANCIAL OFFICER | 40 | $124,275 |
| SHANON STEWART | CHIEF CREDIT OFFICER | 40 | $215,310 |
| MARTINA EDWARDS | CHIEF OF STRATEGIC PARTNERSHIPS | 40 | $175,659 |
| SANDRA HEADLEY | VICE PRESIDENT | 40 | $176,684 |
| RAYNARD CLAY | DIRECTOR OF LENDING | 40 | $169,503 |
| RAY PENNIE | PRESIDENT OF BUSINESS DEVELOPMENT | 40 | $169,294 |
Geographic Focus
Where this funder has awarded grants
Grant Distribution by State
States
Cities
Data last updated March 2026. Sourced from IRS Form 990-PF filings.
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